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Bankruptcy Counseling

Considering filing for bankruptcy?   This can be a confusing and emotional time. CCCS of Racine has developed special programs to help you through this difficult process.

The new bankruptcy law states you must complete a counseling session from an approved credit counseling agency and obtain a certificate of bankruptcy counseling prior to filing for bankruptcy. You must also complete a financial education program and receive an education certificate from an approved provider prior to your bankruptcy being discharged. Our new Pre-filing Bankruptcy Counseling and Pre-discharge Bankruptcy Education will help you make informed choices.

Bankruptcy Counseling

CCCS of Racine works with you to develop a budget, explore your options, and create a personalized action plan.  You can complete the bankruptcy counseling through an individual in-person counseling session. Please call 262-634-2391, Ext 126 for an appointment.  Counseling sessions average 60 - 90 minutes. The cost is $40 per person or $80 per couple. Payment is by money order, cashiers check, debit card, or cash if paid in person.